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Paying for residential and nursing care


What information do you need for a financial assessment?

To work out how much you will have to pay if your needs will be met in a residential or nursing care home on a permanent basis, we will ask you about:

  • your weekly income – this could be your State Pension, an occupational pension, state benefits and any other income
  • your savings and investments – this could be money you have in bank and building society accounts, stocks and shares, investment bonds and policies, Premium Bonds, income bonds and any other savings and investments
  • property or land you solely or jointly own – including the house you live in.

If you will be staying in a residential or nursing care home on a temporary or respite basis, we will ask you about the above plus:

  • your housing costs, this includes your rent or mortgage, council tax, water rates, household insurance, service charges and community alarm systems
  • property or land you solely or jointly own – not including the house you live in.

The following Income and Expenditure form is available to download but please note that this form should only be completed once we have agreed to fund/part fund a residential placement.

If you don’t want to give us details about your finances we will not be able to do a financial assessment and you will have to pay the full cost of any care and support services you receive.

If during the financial assessment it becomes apparent that you are not claiming your full entitlement to benefits, we will advise you of any additional entitlement you could claim and can provide contact details to assist with this.

We will also tell you if any of your benefits will be affected by moving into permanent residential or nursing care – for example, your entitlement to Attendance Allowance may stop – and what this means to how much you pay towards your care.


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