Information for anyone thinking about how they will pay for their social care now and in the future. This information is relevant to people paying for their own care and for people who are eligible for support from Devon social care services.
If you have had a social care needs assessment which shows that you are eligible for care and support services, we will discuss with you how your needs can be met. Unlike health services, adult social care and support services are not free of charge and most people have to pay something towards the cost of their care.
Find out more about paying for adult social care in Devon at https://new.devon.gov.uk/adultsocialcareandhealth/paying-for-care/
Help with paying for care
We recommend that you get independent financial advice and information on the best ways for you to pay for your care. There are many different charities and organisations offering free and fee-based financial advice.
Money Saving Expert has useful advice on what a financial adviser is, whether you need to use one, what questions you should ask and how much it may cost. Visit www.moneysavingexpert.com/savings/best-financial-advisers
General financial advice
Unbiased is a website which allows you to search for regulated independent financial advisers, mortgage brokers, solicitors or accountants in your area. There is also information on savings, investments, insurance and property. Visit www.unbiased.co.uk
You can also search for local independent financial advisers, mortgage brokers, solicitors or accountants on Vouchedfor which contains profiles of professionals and verified reviews of their services. Visit www.vouchedfor.co.uk
Age UK has detailed information on paying for care at home at www.ageuk.org.uk/home-and-care/help-at-home/paying-for-care-and-support-at-home/ and information on paying for residential or nursing care at www.ageuk.org.uk/home-and-care/care-homes/ You can also ask for printed copies of this information from your local Age UK centre.
Specialist social care financial advice
SOLLA – the Society of Later Life Advisers – helps older people to get good quality financial advice from trusted financial advisers. A later life adviser can offer specialist advice around paying for care and understanding the options available to you.
Phone 0845 303 2909 or visit http://societyoflaterlifeadvisers.co.uk/what-we-do/long-term-care/
Managing someone else’s affairs
You may need to manage someone else’s affairs when they can’t, or you may want to plan for how your affairs will be managed in the future.
Find out more about capacity, managing a relative’s affairs or planning your own affairs. Visit https://new.devon.gov.uk/adultsocialcareandhealth/managing-someone-elses-affairs/
Find out about becoming an appointee for someone who is claiming benefits and can’t manage their own affairs. Visit www.gov.uk/become-appointee-for-someone-claiming-benefits
Citizens Advice has useful information about Power of Attorney and managing someone’s affairs. Visit www.adviceguide.org.uk/managing_affairs_for_someone_else
Help with money matters
Citizens Advice has information on benefits, managing debt and budgeting. Visit www.citizensadvice.org.uk/debt-and-money or visit a local Citizens Advice centre to talk to someone face to face.
The Money Advice Service is an independent service, providing advice on paying for care, benefits, budgeting and managing money including managing debt. You can talk to an adviser by phoning 0300 500 5000 or visit www.moneyadviceservice.org.uk
Money Saving Expert has lots of information about ways to be more frugal including best deals on insurance, household bills, bank accounts and savings. Visit www.moneysavingexpert.com
StepChange can help you with managing your money and dealing with debt. You can talk to an advisor on the phone or get personal help online. Freephone 0800 138 1111 or visit www.stepchange.org